CONSTRUCTION LOANS

OUR ONE-TIME CLOSE CONSTRUCTION PROCESS

  • GET PRE-APPROVED WITH OUR TEAM

  • MEET WITH POTENTIAL BUILDERS

  • GET YOUR BUILDER APPROVED

  • GET YOUR PROJECT APPROVED

  • UNDERWRITING PROCESS

  • CLOSE YOUR LOAN

  • BUILD YOUR DREAM HOME

  • FINISH YOUR DREAM HOME

  • FLOAT DOWN YOUR INTEREST RATE IF THE MARKET HAS IMPROVED

ARE YOU READY TO BUILD YOU DREAM HOME?

ALREADY OWN THE LOT?

  • WE CAN HELP! GIVE YOUR JAMES MORTGAGE LOAN OFFICER THE DEED TO THE LAND AND WE WILL HELP YOU GET STARTED!

NEED TO FIND YOUR LOT?

  • WE CAN HELP! LET YOUR JAMES MORTGAGE LOAN OFFICER GET YOU PRE-APPROVED, AND WE CAN FINANCE BOTH AS LONG AS YOU PLAN TO START BUILDING IMMEDIATELY.